All-In-One FRAML Solution for Compliance.

Comply with the latest Fraud and FinCrime / AML Regulations.

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Acoru Continuous Account Monitoring Solution™ (CAMS) stops Authorized Push Payment (APP) Fraud & ensures compliance with the latest Banking Regulations

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Pro-actively and selectively block fraudulent transactions in victim & unwitting mule accounts

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Freeze complicit mule & money laundering criminal accounts, before money is moved

Strengthen your existing Know Your Customer (KYC) process with New Account Fraud (NAF) Detection, Online Fraud Detection (OFD), and Transaction Monitoring (TM). 

Comply with IPR, PSD3 & PSR

Instant Payments Regulation (IPR) requires banks to reimburse victims of Authorized Push Payment (APP) scams and share the cost of reimbursement 50:50 between sending and receiving banks.

Payment Services Directive 3 (PSD3) mandates banks to enhance fraud detection by implementing IBAN-name checking, enforce stricter controls on high-value transactions, and issue mandatory consumer warnings before payment execution.  

Payment Services Regulation (PSR) requires banks to comply with mandatory APP fraud reimbursement policies (PS23/4), deadlines, and preventive technologies.

Acoru Account Classification Engine™ (ACE)

Next-Gen & AI-Native 

Continuously scores first-party & counter-party accounts, across the customer journey, channels, and the Acoru Consortium, before money is moved.

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Acoru Pre-Fraud Signal Intelligence™ monitors omni-channel activity including unauthorized and authorized fraud intent

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Acoru Pre-Fraud Signal Intelligence™ analyses alerts across the customer journey to filter out false positives and false negatives

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Acoru Predictive Network Intelligence™ connects all accounts, inter-bank and intra-bank

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Acoru Consortium™ banks exchange a Acoru Account Classification Score™ - for every first-party and counterparty account

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Acoru Predictive Challenge Analytics™ examines transaction approvals, vulnerable challenges, and deceptive responses to recommend strong, context-sensitive challenges in real-time, before a transaction is approved and money is moved.

Acoru Continuous Account Monitoring Solution™ (CAMS)

Simple & Complete 

Use your existing Identity, Device, Intelligence, Location, and Threat Intelligence feeds or integrate with the Acoru SDK for a complete All-In-One Solution with New Account Fraud (NAF) Detection, Online Fraud Detection (OFD), and Transaction Monitoring (TM). 

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Acoru GenAI Agent™ is easy to use. Analysts need no training and no coding eliminates the risk of coding errors.

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Acoru Omni-Channel Data Source Connectors™  do the heavy lifting of Journey-Time Orchestration so you don’t have to.

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Acoru Pre-Fraud Signal Intelligence™ filters out false positives / false negatives and frees your analysts for more important work. 
 

Comply with the latest Fraud and AML Regulations

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White Paper
Regulatory Framework

How to Prepare for and Comply with New Financial Regulations in Central America and Mexico.